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Health Insurance for NYC Small Businesses, Sole Proprietors and Working Individuals

New York City is unique in that it has several special health insurance options that offer small businesses and individuals additional choices beyond purchasing insurance through an agent or broker.

What are my Health Insurance Options?

Fortunately, New York State has available numerous health plans tailored to the needs of New York small businesses, sole proprietors and working individuals..We recommend researching all of your options before enrolling. Small group plans in New York can be nonprofit, State-sponsored, HMO or for-profit entities. With so many options, we hope you find one that is right for you.

Depending on the location, income levels, and needs, the following programs may offer affordable options to you and your employees. This list offers various options for New Yorkers, but it is not all-inclusive.

  • HealthPass 1-888-313-7277

HealthPass is a health insurance purchasing alliance for small businesses in New York City, Westchester, Nassau, Suffolk, and Rockland counties. The goal of HealthPass is to offer small businesses many of the advantages that large employers now have in purchasing employee health benefits.

  • Health NY1-866-HEALTHY NY (1-866-432-5849)

Healthy NY creates a standardized health insurance benefit that is made more affordable through State sponsorship. The small employer must meet certain eligibility criteria based on the income levels and participation rate of employees in addition to the rate of employer contribution.

  • Working Today 1-718-222-1099, x103

Working Today is a national nonprofit organization offering health insurance and other benefits to independent workers. Working Today is a primary source for affordable health insurance for freelancers, consultants, independent contractors, temps, part-timers, contingent employees and the self-employed in the New York City area.

For more information please visit www.nyc.gov/healthstat or call 212-788-8282.  

 

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The information on this site is provided courtesy of the Department of Payor and Professional Services of Staten Island University Hospital, a member of the North Shore-LIJ Health System. Persons accessing this information assume full responsibility for the use of the information and understand and agree that Staten Island University Hospital is not responsible or liable for any claim, loss or damage arising from the use of the information. Reference to specific products, processes or services does not constitute or imply recommendation or endorsement by Staten Island University Hospital.